Reverse Mortgages Near You - Sonoma Reverse Mortgage Lender.
Meet Michael Brouse
Michael Brouse
Reverse Mortgage Specialist
NMLS #805832
(707) 285-0504
Shop for the best reverse mortgage deals in Sonoma, California.
Michael Brouse and Guaranteed Rate are great people to talk to in Sonoma if you’re curious about this incredibly powerful loan device, from Rohnert Park to Novato or anywhere in Sonoma County.
Michael has worked in the mortgage industry for more than 20 years and understands it back to front.
He loves helping seniors explore all of their options in retirement using a reverse mortgage as a vehicle to achieve their retirement goals.
Michael’s focus is very much hands on, working with clients to understand the specific needs of each individual and couple he works with.
Educating his clients is paramount to their understanding and confidence as to whether a reverse mortgage is the right option for them.
He has worked extensively with financial advisors, CPAs, realtors and estate planning attorneys and welcomes their input.
What is a reverse mortgage?
A reverse mortgage is one of the stars of the loan market because it can transform the lives of seniors who are struggling with the rising cost of living.
It is just the ticket for retirees who own their own home but are watching their savings nest egg dwindle away.
If you are at least 62 years of age, you can apply for this loan which will give you the capacity to convert the equity you have in your home into a supplementary income stream.
This will allay fears of having to sell your home and downscale, just to put food on the table.
Approved applicants can instead look forward to remaining in their cherished homes and start planning to live out their retirement with a great deal more comfort.
Homeowners can be paid in a variety of different ways including a lump sum payment, monthly installments or a line of credit – a combination of all three is also available.
One of the best aspects of this loan is that as long as the terms are met, there is no need to repay it until either the homeowner sells the residence or the last surviving borrower passes away.
Homeowners in Sonoma seen a drop of 3.1 percent over the last 12 months taking average prices to $984,100* (https://www.zillow.com/home-values/47746/sonoma-ca/).
That is potentially quite a lot of equity!
There are 940 people in the Sonoma area with a reverse mortgage with 57 of them having purchased one in the last 12 months*.
About Sonoma, California
Sonoma, California, is a charming and historic city nestled in the heart of Sonoma County, renowned for its rolling vineyards, scenic beauty, and small-town warmth. Located just 45 miles northeast of San Francisco, Sonoma sits in the picturesque Sonoma Valley, framed by the Mayacamas Mountains to the east and the Sonoma Mountains to the west. Its Mediterranean climate, with warm, dry summers and mild, wet winters, creates an idyllic setting for residents who cherish both nature and a relaxed lifestyle. With easy access to Highway 12 and proximity to the Bay Area, Sonoma offers a perfect blend of rural serenity and convenient connectivity, making it an enchanting place to call home.
Steeped in history, Sonoma is one of California’s oldest cities, founded in 1835 as the site of the northernmost Spanish mission, Mission San Francisco Solano. The city played a pivotal role in California’s early history, serving as the birthplace of the state’s wine industry and the site of the 1846 Bear Flag Revolt, which marked California’s brief independence. Landmarks like the Sonoma Plaza, a historic town square surrounded by adobe buildings, and the Sebastiani Theatre reflect the city’s rich heritage and vibrant community spirit. Sonoma’s neighborhoods, from the historic downtown to the tranquil outskirts, foster a strong sense of belonging and pride among residents.
Sonoma offers a wealth of recreational and cultural attractions that enhance its appeal for residents and visitors alike. The city is a haven for wine enthusiasts, with world-class wineries and tasting rooms dotting the valley, complemented by scenic hiking and biking trails in places like Sonoma Overlook Trail. The bustling Sonoma Plaza features charming shops, farm-to-table restaurants, and a weekly farmers’ market, showcasing the city’s agricultural roots and vibrant local culture. With top-rated schools and year-round events like the Sonoma International Film Festival, Sonoma provides a welcoming and enriching environment that celebrates its unique blend of history and modern sophistication.
As a reverse mortgage loan officer serving Sonoma, I understand the financial aspirations of homeowners in this idyllic and historic community. A reverse mortgage can help you tap into your home’s equity to fund retirement goals, home improvements, or greater financial freedom, allowing you to remain in the city you love. I’m here to offer personalized guidance, ensuring you have the information and support needed to make confident decisions that enhance your financial future in Sonoma.
Contact your Sonoma reverse mortgage lender today.
Michael and his team at Guaranteed Rate are ready, willing and looking forward to fielding your calls, when you need the best advice on reverse mortgages.
Please call him at (707) 285-0504 and he will be happy to assist you.
*As of July 2025
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