Reverse Mortgages Near You - Santa Rosa Reverse Mortgage Lender.
Meet Michael Brouse
Michael Brouse
Reverse Mortgage Specialist
NMLS #805832
(707) 285-0504
Shop for the best reverse mortgage deals in Santa Rosa, California.
Michael Brouse and Guaranteed Rate are great people to talk to in Santa Rosa if you’re curious about this incredibly powerful loan device, from Rohnert Park to Novato or anywhere in Sonoma County.
Michael has worked in the mortgage industry for more than 20 years and understands it back to front.
He loves helping seniors explore all of their options in retirement using a reverse mortgage as a vehicle to achieve their retirement goals.
Michael’s focus is very much hands on, working with clients to understand the specific needs of each individual and couple he works with.
Educating his clients is paramount to their understanding and confidence as to whether a reverse mortgage is the right option for them.
He has worked extensively with financial advisors, CPAs, realtors and estate planning attorneys and welcomes their input.
What is a reverse mortgage?
A reverse mortgage is one of the stars of the loan market because it can transform the lives of seniors who are struggling with the rising cost of living.
It is just the ticket for retirees who own their own home but are watching their savings nest egg dwindle away.
If you are at least 62 years of age, you can apply for this loan which will give you the capacity to convert the equity you have in your home into a supplementary income stream.
This will allay fears of having to sell your home and downscale, just to put food on the table.
Approved applicants can instead look forward to remaining in their cherished homes and start planning to live out their retirement with a great deal more comfort.
Homeowners can be paid in a variety of different ways including a lump sum payment, monthly installments or a line of credit – a combination of all three is also available.
One of the best aspects of this loan is that as long as the terms are met, there is no need to repay it until either the homeowner sells the residence or the last surviving borrower passes away.
A buoyant property market has seen homeowners in Santa Rosa enjoy a rise of 1.3 percent over the last 12 months taking average prices to $719,754 (https://www.zillow.com/home-values/26967/santa-rosa-ca/).
That is potentially quite a lot of equity!
There are 1,333 people in the Santa Rosa area with a reverse mortgage with 58 of them having purchased one in the last 12 months*.
About Santa Rosa, California
Santa Rosa, California, is the vibrant heart of Sonoma County, known for its world-class wineries, scenic landscapes, and rich cultural history. Nestled in the heart of Northern California’s wine country, Santa Rosa offers a perfect mix of small-town charm and urban amenities. With a thriving arts scene, beautiful parks, and a strong sense of community, it’s an ideal place for those who appreciate the best of both nature and city life.
Wine lovers will find plenty to explore, as Santa Rosa is home to renowned wineries and vineyards that showcase some of the best wines in the region. The city is also a gateway to the stunning Russian River Valley and Sonoma Coast, offering breathtaking scenery and outdoor adventures. Beyond wine, Santa Rosa boasts charming historic districts, lively farmers’ markets, and attractions like the Charles M. Schulz Museum, which celebrates the life and work of the Peanuts creator.
For outdoor enthusiasts, Santa Rosa offers numerous parks, hiking trails, and scenic drives. Trione-Annadel State Park is a favorite for hiking, biking, and wildflower spotting, while Spring Lake Regional Park provides a peaceful retreat with kayaking and picnic areas. The city’s year-round mild climate makes it perfect for enjoying the great outdoors, whether it's exploring nature or strolling through the shops and restaurants of Railroad Square.
As a reverse mortgage loan officer serving Santa Rosa, I understand the financial needs of homeowners in this beautiful area. Whether you’re looking to access your home equity to enhance your retirement or secure financial stability, I’m here to help. With its mix of wine country charm, natural beauty, and vibrant community, Santa Rosa is a wonderful place to call home.
Contact your Santa Rosa reverse mortgage lender today.
Michael and his team at Guaranteed Rate are ready, willing and looking forward to fielding your calls, when you need the best advice on reverse mortgages.
Please call him at (707) 285-0504 and he will be happy to assist you.
*As of February 2025
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