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About Michael Brouse

WHAT I DO:

I help homeowners 62 or older unlock equity in their homes so they can live out their retirement years with the financial freedom, comfort and dignity they have earned with a reverse mortgage.

WHO I WORK WITH:

Homeowners 62 or older with 50% or more equity in their home.
Financial advisors & CPA's who want to provide their clients with options for retirement using a reverse mortgage.
Homeowners 62 or older with 50% or more equity in their home who want to condolitate debt, live out their bucket list or tap into the equity of their home to eliminate their mortgage payment. As with any mortgage, you must meet your loan obligations, keeping current with property related taxes, insurance and maintenance, and any homeowner's association fees.

REALTORS: Financial Advisors, Medicare Agents, Estate Planning Attorneys & CPA's as a strategic specialist.

HOW A REVERSE MORTGAGE CAN BE USED BY FINANCIAL PLANNERS TO HELP THEIR CLIENTS:

To pay for health care and living expenses.
As a potential safety net for clients who may still want to take liberties with their other investments.
To help clients that need additional funds.
To protect a spouse.
As a strategy that may free up significant cash for clients that are downsizing or looking to right-size
their retirement home.

RETIREMENT TOOLS OFFERED:

Equity Elite (JUMBO) Reverse Mortgage Products
HECM - Home Equity Conversion Mortgage
Reverse Purchase Mortgage

MY BACKGROUND:

Having worked in the mortgage industry for over 20 years, I understand it well & love helping seniors explore options in retirement using a reverse mortgage as a vehicle to achieve their retirement goals. My focus is very hands-on - working with clients to uncover the specific needs of each individual I work with. Education is key to understanding whether a reverse mortgage is the right option.

RMF is a Licensed Mortgage Banker in the State of New York, but this loan originator and site are not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

All opinions expressed are my own and do not necessarily represent the position of my employer.